Useful Articles - Insurance

Are you a frequent traveler? Do you go on regular trips outside the country? Then you definitely

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

should consider getting multi-trip travel insurance.

Multi-trip travel insurance provides you w

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

th the peace of mind and assurance you need when traveling. Buying a multi-trip insurance policy

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

is a necessity – especially if you frequently travel to foreign countries – since dangers and mis

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

aps can change dramatically in every place you go to.

Multi-trip insurance is essentially a trav

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

l insurance policy that is specially designed to cover several trips or, in the case of annual pl

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ans, all trips taken within one year with a maximum length of 30 to 120 days for each trip. This

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ype of travel insurance also provides coverage against a lot of misfortunes you may encounter whe

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

traveling, including medical emergencies, trip cancellations and delays, damage on or loss of pe

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

rsonal property and others.

Why buy multi-trip travel insurance? If you really want to enjoy and

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

make the most out of your trip, whether for business or pleasure, you want assurance that whateve

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

unexpected circumstance happens, you will be well taken care of and compensated. You need multi-

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

trip travel insurance if you are a recurrent business traveler or you frequently go on trips abro

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

d.

There are a variety of plans available depending on your need. Assess first your needs and ch

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ose a multi-trip travel insurance plan according to your requirements. You can get either full or

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

partial insurance coverage. For your ease and convenience, you can also gather more information

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

n the Internet. There are a number of sites that offer information as well as quotation services

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

Take your time when looking around and checking out multi-trip travel insurance policies so you

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

can choose the best possible policy that is appropriate to your requirements and budget. You can

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

lso learn more about multi-trip travel insurance policies from your preferred insurance companies

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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